I don't see this as Naruto's answer, rather as his conclusions. If they end up fighting for real, the most likely ending will be them fighting till they both drop (as they're both, literally, stubborn to death).
Will somebody realize Kakashi is the de facto kage and stop disobeying him!!!
So yeah, Naruto really does need training with a sharingan user, and some hints on how to use the kyuubi's shakra (and that can only come from the eight tails).
@POW, maybe they're still calling him Tobi as a preventive measure, he's still wearing that mask, so trying to conceal his identity (from whom, that's the question.